Free Downsizer Calculator

See what you could have left after downsizing.

Enter your own sale, mortgage, next-property and moving-cost estimates. The Downsizer Gap Planner shows the possible money left and the change in annual property costs—without committing to sell.

01Estimate your sale proceeds
02Allow for the next property and move
03See what could be left
Your private first calculation

Work out the gap properly.

The number that matters isn’t just your sale price. It’s what remains after the move.

Your current property

Use a sensible estimate, not the highest possible price.

Your next property

Include the purchase and the costs people often forget.

More than a calculator

Your plan answers the questions the headline number misses.

01

What could my property realistically sell for?

A current evidence range, not an automatic estimate or a price promise.

02

What would suit the way I want to live?

Two-bedroom, study, pet, lift, parking, storage and low-maintenance options.

03

What would I actually keep?

A gross and net gap, plus the major costs and professional checks still required.

Personalised Downsizer Gap Plan

Let’s replace the rough estimate with your real options.

I’ll review your current property, match practical replacement choices and send you a one-page stay-versus-move plan. There’s no obligation to sell.

  • Estimated current-property range
  • Three realistic next-property options
  • Gross and net gap estimates
  • Ongoing-cost comparison
  • Stay, move now, or prepare and review

Your details create a secure CRM enquiry so Conrad can respond personally. No automated valuation, financial advice or obligation to sell.

Common questions

What this plan does—and doesn’t—do.

Is this a property valuation?

No. The calculator is illustrative. The personalised plan uses current evidence and inspection context but is not a formal valuation.

Does the retained amount include every cost?

It includes the costs you enter and our stated allowances. Tax, pension, superannuation, finance and legal effects need advice from the appropriate professional.

Do I need to be ready to sell?

No. It is designed to help you decide whether staying, moving or preparing for later makes the most sense.

Why compare annual costs?

Low maintenance does not always mean low cost. Body corporate, rates and insurance should be compared with what your current property actually costs to hold.